Author Topic: Blacklisted  (Read 473 times)

Offline 411data

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Blacklisted
« on: November 10, 2013, 06:41:32 PM »
If you are blacklisted as bad creditor,will they delete your record once you paid your credit in *ll? How long will it stay in public records?
« Last Edit: November 10, 2013, 06:41:32 PM by Guest »
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Offline ShiitakeAwake

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Re: Blacklisted
« Reply #1 on: November 10, 2013, 09:37:37 PM »
If you have established bad credit personal loans, then it just goes to show that you are not worthy of that much credit, or credit set at a personal rate. Depending on where you have established your re*tion, the holding period can last for months or years. Since there are a lot of factors to consider here, an accountant or a personal finance specialist would give a better response to your inquiry.
« Last Edit: November 10, 2013, 09:37:37 PM by Guest »
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Offline SplakeAwake

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Re: Blacklisted
« Reply #2 on: November 10, 2013, 09:37:51 PM »
When it comes to personal loans, what you need to understand is that you need to clear out your bad records in order to get another loan. I suggest holding out, paying off your balances and making sure that your records are cleared before you get another loan from another creditor. Once your new creditor asks for a report and you haven’t paid off a previous loan, then you blow your chances of getting a loan that you need.
« Last Edit: November 10, 2013, 09:37:51 PM by Guest »
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Offline Sportschka

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Re: Blacklisted
« Reply #3 on: November 10, 2013, 09:37:59 PM »
If you are blacklisted personal loan, you can expect to wait for a couple of months or years to have this loan cleared. If it is a personal loan taken out from a private entity (e.g. banks) then you can expect to be cleared from your bad records in a few months. Since government *nded loans are a matter of public record, you can expect loans taken out from public *nds to be cleared within years after the loan has been paid for.
« Last Edit: November 10, 2013, 09:37:59 PM by Guest »
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Offline SportsClassy

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Re: Blacklisted
« Reply #4 on: November 10, 2013, 09:38:07 PM »
The problem with a personal loan that is taken out without paying off the remainder of the balance is that it will be part of your permanent record, it will keep your credit score down and you may be denied from loans and other credit lines that you would need in the *ture, such as a mortgage. It is important to keep this kind of loan cleared from any problems by paying on time and paying enough money to lower the balance.
« Last Edit: November 10, 2013, 09:38:07 PM by Guest »
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Offline SportsGet

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Re: Blacklisted
« Reply #5 on: November 10, 2013, 09:38:18 PM »
If you have a personal loan and your record is still in some hot water, all you have to do is to wait. Just as they say that time heals all wounds, time can also heal bad credit. Just make sure not to take out any more credit as soon as you have paid the remainder of your balance with this loan or other loans to keep your credit standing consistent and high.
« Last Edit: November 10, 2013, 09:38:18 PM by Guest »
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